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A pension fund is a fund set up for the purpose of covering the retirement benefits of employees at the end of their careers, or when employees reach their retirement age. Pension funds are normally financed by contributions coming from employees themselves and their employers. Pension funds exist in one form or another in all developed countries. They are major institutional investors and players in both their own respective financial markets and global ones.

*Tulisan ini diterbitkan di Islamic Finance News Annual Guide 2021 (terlampir).